If you want to take control of your own and your family's financial affairs:

What I Have?
What I Owe?
Income Vs. Expenses
Investments
Budgets
Scheduled Transactions
...

RichOrPoor is your best choice. With over 33 types of reports or charts, it will satisfy most aspects of your requirements.

RichOrPoor is a software for individuals, families and some small companies to manage and analyze their financial affairs. With over 33 types of reports or charts which can be customized, you will exactly know your assets and liabilities, income and expenses, and also control your budgets and investments. RichOrPoor can manage most aspects of family financial affairs including cash, common assets, savings, checking, credit cards, liabilities, creditor's rights, loans, investments, insurance etc. Using RichOrPoor, you can, firstly, accurately record different financial transactions; secondly, arrange different scheduled transactions; thirdly have a well-thought-out plan to set budgets; fourthly master assets and liabilities situation; fifthly grasp and analyze income and expenses; sixthly track and analyze investments.

• Does RichOrPoor fit families and individuals?
  RichOrPoor fits families and individuals well enough to manage your own financing.
  
• Does RichOrPoor fit small type companies?
  RichOrPoor can be used to manage the financial affairs of small type companies.
  
• What is the system requirement?
  You will need a Pentium 133 PC or higher, 32MB RAM or more. The operating system should be Windows 95, Windows 98, Windows Me, Windows 2000, Windows NT 4.0, or Windows XP.
  
• How many harddisk space is need to setup and run RickOrPoor?
  Only need about 20M.